Earth at sunrise

We are FM

Today, FM Global becomes FM. We are a leader in commercial property insurance, helping protect businesses against risk.

  • Others see loss, we see prevention

    As leaders in commercial property insurance, our risk management solutions help to protect your business in ways others can't.

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Your unique needs at the center

You’re focused on growing your business. We’re focused on bringing you property insurance solutions tailored for your business, with industry-specific expertise to help you build resilience and an engineering mindset to help you stay ahead of risk.

  • FM

    Protecting what matters

    With data-backed insights and specialized engineering, our proactive approach to property insurance uniquely enables us to help you prevent loss.

  • FM Affiliated

    Empowering you as the expert

    We partner with brokers for the long term, providing tailored solutions and best-in-class risk engineering services so you can be the expert for your clients.

  • FM Approvals

    Setting the highest standard

    We independently test products—50,000+ and counting—to certify your equipment meets the strictest industry standards.

  • FM Boiler Re

    Specialized equipment solutions

    We provide equipment breakdown reinsurance solutions, backed by a collaborative approach and the comprehensive resources you and your policyholders need.

  • FM Cargo

    Stable and secure shipment

    With our unparalleled coverage across the commercial shipping process, you keep your business moving and supply chains protected from risk.

  • FM Renewable Energy

    Future-proof your energy needs

    Whether you’re just entering the market or expanding your portfolio, we’ll support your journey as you design, build and operate technologies that are built to last.