Article de fond

Helping your clients to navigate emerging risks

Date de publication 09 juillet 2025

Leveraging FM Affiliated’s unique risk engineering expertise will empower you to deepen client relationships through safeguarding their resilience as their businesses evolve


Your clients’ businesses are evolving constantly. Whether they’re expanding into new locations or transforming to drive growth and meet sustainability targets, these changes will help them to achieve their strategic goals. But they could also expose them to new risks.

As an insurance broker, this presents a golden opportunity. Through providing insights and guidance to mitigate the risks that emerge from business transformation, you can build credibility, deepen client relationships, and establish a reputation as a trusted advisor on matters of resilience.

FM Affiliated can help you advise clients on how best to mitigate and present emerging risks. This article shares how to use our science-backed approach and unrivalled expertise to become an invaluable partner to your key clients.

How to maximize resilience against emerging risks

Unlike other insurance carriers, FM Affiliated does more than simply help to identify potential risks. The extensive testing we conduct at our unique, 1,600-acre research campus keeps us at the cutting edge of risk mitigation.

Whatever changes your client is planning, we’ll leverage our global engineering team and proprietary research to tailor an actionable plan that minimises and mitigates their potential impact. Here’s just a taste of the insights you’ll be able to leverage when you write business through us:

  • Scientific research. Our state-of-the-art laboratory focuses on fire suppression technology, natural hazards, electrical and energy storage hazards, explosion hazards, and construction material hazards to simulate and understand potential risks to business continuity in a safe and controlled environment.
  • FM Approved products. We test different construction materials and risk mitigation solutions rigorously to understand how they perform in different conditions. This empowers us to make data-led best practice recommendations with reliable solutions.
  • Data-driven insights. We leverage proprietary and third-party data to help clients understand potential risk exposures, including those stemming from natural catastrophes, such as wildfires, floods, and hurricanes.
  • Engineering solutions. We act as a strategic enabler for your clients, supporting them in achieving positive business outcomes. Whatever their goals, our expert engineers will partner with them to develop a resilient strategy for achieving their goals.
  • Become a valuable enabler for your clients’ goals

    Your clients’ businesses will inevitably evolve. But what are the consequences of these changes? What risk exposures might they create by installing solar panels and energy storage technologies, implementing smart warehousing technologies, or expanding to new locations?

    Partnering with FM Affiliated will ensure that any expansion or construction project is done resiliently, using FM Approved solutions. We will also support your clients in developing pre-incident plans to strengthen incident response and minimize their impact in the event of a loss.

    Not only can we provide creative solutions your clients may not be able to find elsewhere, but we can also furnish you with the expertise to make yourself an invaluable partner for shaping their plans.

    If you have an existing FM Affiliated client who is planning a new project, contact your dedicated account engineer to get a clear picture of the potential risks and how to mitigate them. Or, if you have a client you think could benefit from our emerging risks expertise, submit a new business enquiry here.

This is part of a series of articles FM Affiliated is producing to help brokers understand the value we can provide to their commercial property insurance clients. Look out for the next post in this series for more valuable insights.