Read our 2024 Annual Report
Explore how FM’s financial strength, strategic investments and largest-ever membership credit are helping businesses reduce risk and build resilience.
RISKWORLD 2025 Chicago
Join us at RISKWORLD in Booth No. 511 or follow along on social media.
Your unique needs at the center
You’re focused on growing your business. We’re focused on bringing you property insurance solutions tailored for your business, with industry-specific expertise to help you build resilience and an engineering mindset to help you stay ahead of risk.
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FM
Protecting what matters
With data-backed insights and specialized engineering, our proactive approach to property insurance uniquely enables us to help you prevent loss.
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FM Affiliated
Empowering you as the expert
We partner with brokers for the long term, providing tailored solutions and best-in-class risk engineering services so you can be the expert for your clients.
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FM Approvals
Certification backed by scientific research
We independently test loss prevention products and services – 50,000+ and counting – and certify those that meet globally accepted, practical industry standards.
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FM Boiler Re
Specialized equipment solutions
We provide equipment breakdown reinsurance solutions, backed by a collaborative approach and the comprehensive resources you and your policyholders need.
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FM Cargo
Stable and secure shipment
With our unparalleled coverage across the commercial shipping process, you keep your business moving and supply chains protected from risk.
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FM Renewable Energy
Future-proof your energy needs
Whether you’re just entering the market or expanding your portfolio, we’ll support your journey as you design, build and operate technologies that are built to last.