Turning climate uncertainty into business advantage with the FM Climate Resilience Tracker

The ability to project future risk based on your unique business challenges and your own strategy is now a reality for thousands of businesses, thanks to the FM Climate Resilience Tracker.

Competitive premiums are no longer the primary consideration when selecting an insurance partner. Worsening natural hazards have heightened operational risks, exposing vulnerabilities that require sophisticated insights beyond traditional financial modeling to build resilience.

Risk management is not enough anymore. The stakes are high: Disrupted supply chains, damaged infrastructure and uninsurable risks such as lost market share and shareholder confidence can pose serious challenges to a business’s operations. Resilience is now the strategic imperative; a competitive advantage to ensure operational continuity even when the worst happens.

The big issue that risk managers face: How do you effectively anticipate, absorb and adapt to environmental volatility ahead of the actual disaster?

FM has the solution: The FM Climate Resilience Tracker.

Clarity, confidence and control

An unprecedented platform, the Climate Resilience Tracker fuses FM’s engineering expertise with advanced climate modeling. The Tracker is powered by more than a billion data points collected through decades of FM engineer site visits, rigorous scientific research, engineering analysis and historical loss data. With this proprietary insight, the Tracker scales down global climate models to the individual facility level, analyzing each site using more than 700 variables, from elevation and construction type to flood defenses and wind exposure.

FM clients can now easily discover ways to customize resilience strategies for each of their sites, with recommendations based on live data – updated each time an engineer visits a site – practical knowledge and scientific research. Available via the FM Portal, anytime from anywhere, the FM Climate Resilience Tracker’s data is customizable to each business’s realities against climate risks, including:

• Wind
• Flood
• Wildfire
• Hail
• Freeze
• Structural Collapse

One of the best features of the Tracker is a top 10 ranking of most at-risk sites, giving a snapshot view of current exposures and future trends from 2030 to 2050. The resulting Climate Risk Score factors in current and future climate risks, covering both risk that can be mitigated and risk that must be managed.

With these insights, FM clients can now create both high-level and detailed reports modeled against Intergovernmental Panel on Climate Change climate scenarios to forecast risk trajectories and identify vulnerabilities at their sites and across their supply chains – often even without an engineer setting foot on site.

From actionable insight to reliable foresight

This is especially valuable because knowing where to start, and how to prioritize, climate risk investments is often the hardest part.

• Which sites are most exposed to future flooding or wildfire?
• How will rising temperatures affect operations in the future?
• What climate risks are in my supply chain and future expansion plans?
• How do I turn climate data into board-level decisions or investor-ready disclosure?

The FM Climate Resilience Tracker offers clarity on these and other questions, equipping FM clients with confidence and control over operational uncertainties and unpredictable futures.

• Clarity: A consolidated view of risk across all your locations.
• Confidence: Data-backed insights to support capital planning and disclosures.
• Control: The ability to act on engineering recommendations with precision.

Turn risk into resilience, resilience into resource

In an era where climate volatility and uncertainty are standard, the FM Climate Resilience Tracker offers strategic foresight. Whether you’re a risk manager, CFO or CEO, it’s a tool you can utilize to transform uncertainty into opportunity – and opportunity into long-term advantage.

This article originally appeared in Commercial Risk.