Long-term partnerships
FM builds enduring relationships between brokers, engineers, and underwriters. Together, we develop cost-efficient, data-driven solutions tailored to your clients.
Partner with FM: Your property insurance ally
As a broker, you help clients navigate complex risks. FM partners with you to help deliver engineered coverage solutions, build trust with your clients, and drive mutual success.
Why FM
Why should you partner with FM?
We deliver expertise, transparency, and consistency to help brokers succeed in every client conversation.
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Commercial property expertise
Nearly two centuries of engineering-backed property insurance knowledge helps you position FM confidently with clients across industries.
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Global reach, local presence
FM provides seamless, compliant coverage for multinational clients through global programs and local service — helping ensure ease of administration and contract certainty.
partnering with FM
How we work with brokers
A transparent, broker-first model that supports your role from submission to renewal.
Broker education & training
Advance your expertise through FM’s in-person and online training on underwriting, loss prevention, and risk management.
Industries we serve
Quickly assess FM’s appetite for key industries, view case studies, and see how we help brokers position FM to clients.
Our distribution model
FM operates on a dual-delivery system — direct or brokered. FM Affiliated works exclusively through brokers, ensuring clear pathways for every client size.
Broker protocols
We uphold ethical, consistent practices across all relationships — from pricing to commission clarity. Our success depends on performance, not channel preference.
FM Portal
Everything you need, in one place. The FM portal is your one-stop digital destination for broker tools, resources, and client support. Manage opportunities, access documents, and stay connected.
Insights and Resources
Insights that matter
Stay informed with engineering research, risk data, and thought leadership designed to help strengthen your client relationships.
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Science-driven protection
Discover how FM Affiliated’s research- and engineering-led approach helps brokers deliver stronger protection, lower premiums, and long-term resilience for their clients.
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Shared risk strategy
Learn how aligning FM Affiliated’s proactive risk-management philosophy with your clients’ risk appetite can unlock more favorable terms, stable premiums, and deeper broker-client relationships.
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The engineering edge
See why an engineering-led underwriting model—powered by on-site field engineers and deep research—gives your clients better insights, stronger coverage, and long-term stability.
Discover more insights for brokers