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Claims Services

Fast and reliable property insurance claims

Helping clients recover quickly after a property loss is our top priority.

From the moment you become an FM client, we work together to build a proactive claims plan and a partnership tailored to your business. We work to ensure that throughout a loss, we maintain and even strengthen our partnership with you.

Report a loss
  • empower partnerships

    We empower partnerships

    Our comprehensive approach includes in-house adjusters empowered to settle your loss - enabling rapid response times, advance payments, and continuous, personalized support to minimize disruption and get your business back in operation quickly.  

Why businesses trust FM for claims services

Businesses around the world trust FM because we deliver more than just insurance — we deliver reliability, responsiveness, and proven support when it matters most.

  • 15+ years claims experience

    Our team of claims professionals brings an average of 15 years of experience, ensuring expert handling and resolution of your claims with the utmost efficiency and care.

  • Strong financial ratings

    • A+ (Superior) rating from AM Best
    • AA (Very Strong) from Fitch Ratings 
    • AA- from S&P Global Ratings 

  • Fast, global claims support

    No matter where you operate, FM’s local claims teams are ready to respond. We combine global reach with local expertise - with claims professionals across 30 offices, speaking more than 25 languages on six continents. 

  • Our claims support in action

    “In a time of need, FM really stepped up and showed us what an insurance carrier should do. The objective all along was to get us back in business, and that’s exactly what happened.” 

    — President and CEO, diverse manufacturing company

    Explore our client stories

Claims support you can rely on

Not all losses are alike. In addition to empowering partnerships in our commercial property offerings, we specialize in delivering streamlined services from fast-track processes to cargo losses.

  • Fast track claims

    Fast-track claims

    With our fast-track claims process, FM leverages technology to expedite small claims and support our clients during large losses. 
    Learn more
  • Specialized cargo

    Specialized cargo claims support 

    FM offers dedicated support for cargo-related losses, ensuring fast resolution and minimal disruption to your supply chain. 

    Explore our cargo claims services

Simplify property claims with the FM portal

With FM, you have 24/7 access to report, track and manage property losses through the FM portal.

By integrating the FM portal into your operations, you are investing in a smoother, more efficient and more secure experience that protects private data better than ever.

  • Streamline property claims

    Streamlined property claims

    The FM portal enables you to:

    • Submit new loss notifications in minutes
    • Upload supporting documents and photos securely
    • Generate loss history on demand
    • Track claim progress and payment status in real time with assigned claim number
    • Expedite qualifying losses with our fast-track process
    Visit the FM Portal