Why innovation is riskier than ever
Skip to main content
Solutions
Solutions
Our Policies
Get broad coverage and flexible policies designed around your specific needs.
Services We Provide
Explore loss-prevention programs to manage risk with confidence.
Industries
We specialize in insurance solutions and research for a number of industries.
Property Insurance
Your property is our sole focus.
Risk Management
Meeting your risk management objectives together.
Claims Services
Fast, reliable claims support to help you recover quickly if a loss occurs.
Additional Content
Broker Partnerships
Take the guesswork out of risk management.
Dual Delivery
Choose the best path for your business needs.
Resources
Resources
FM Property Loss Prevention Data Sheets
Make your business more resilient with our proven engineering guidelines.
Loss Prevention Education and Training
Explore solutions for preventing property loss.
Hot Work Resources
Resources you need to safely conduct hot work.
Natural Disasters
Resources to prepare for earthquakes, floods and other severe weather.
More Resources
Leverage our additional risk management resources.
Additional Content
2026 FM Resilience Index®
Create stronger supply chains, target new markets and protect your purpose
More resources
Insights
Insights
All Insights
Keep pace with our insights on property-loss prevention and engineering.
All Videos
Our insights in video format.
All Client Stories
Leverage insights from our clients.
Climate
Insights articles focused on climate.
About Us
About Us
Why FM?
Our sole focus is commercial property insurance.
Our Engineering Approach
Access engineering research that can't be replicated anywhere else.
Our Financials
Our excellent financial health holds remarkably steady year after year.
Our Offices
Explore our offices across the globe.
Our History
Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses.
Our Leadership
Learn about our corporate governance structure.
Our Organization
We deliver tailored solutions across our six lines of business.
Sponsorships
Learn about our sponsorships.
Sustainability
Our vision is "Resilience is for Everyone"
Additional Content
FM Championship
FM has proudly entered its first major sports sponsorship—with the LPGA.
Rory McIlroy
FM partners with Rory McIlroy to champion resilience.
Contact
Language
English
English
German
French
Korean
Spanish
English - UK
Our Company Sites
FM
FM Affiliated
FM Approvals
FM Boiler Re
FM Cargo
FM Renewable Energy
Client Login
FM in the News
Why innovation is riskier than ever
Publish Date
•
18 April 2022
Forbes
Related articles:
