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Our Policies

Get broad coverage and flexible policies designed around your specific needs.

Services We Provide

Work with us and start seeing property loss as preventable.

Industry Specialisations

Insurance solutions for high challenge industries.

Property insurance

Your property is our sole focus.

Risk Management

Your risk management partner.

Loss Prevention

Protect your business against common property hazards.

Additional Content

Broker Partnerships

Take the guesswork out of risk management.

Dual Delivery

Choose the best path for your business needs.
Resources

Resources

FM Property Loss Prevention Data Sheets

Tap into nearly two centuries of experience by using our data sheets to help reduce the chance of property loss.

Education and Training

Explore solutions for preventing property loss.

Hot Work Resources

Everything you need to know to safely conduct hot work.

Natural disasters.

Resources to prepare for earthquakes, floods and other severe weather.

More Resources

Everyday tools give you ongoing support.

Additional Content

2025 FM Resilience Index

Create stronger supply chains, target new markets and sites.

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Insights

Articles

All Insights

Keep pace with our property loss-prevention research and engineering.

All Videos

Our insights in video format.

Client Stories

See how our client partnerships are about a lot more than risk improvement.

Climate

Take control in an ever-changing climate with our insights.
About us

About Us

Why FM?

Our sole focus is commercial property insurance.

Our Engineering Approach

Access engineering research that can't be replicated anywhere else.

Financial Health

Our excellent financial health holds remarkably steady year after year.

Our History

Explore FM’s history and values that have shaped our company. Learn our commitment to loss prevention, engineering, and resilience strategies to protect businesses.

Our Leadership

Learn about our corporate governance structure.

Our Organisation

Risk management with tailored solutions.

Our Offices

Explore our locations.

Sponsorships

Learn about our sponsorships.

Sustainability

Our vision is "Resilience is for Everyone"

Additional Content

FM Championship

FM has proudly entered its first major sports sponsorship—with the LPGA.

Rory McIlroy

FM partners with Rory McIlroy to champion resilience.

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Factory Mutual Insurance Company, Hong Kong Branch

Public Disclosures

Factory Mutual Public disclosure FY2024 (English)

Factory Mutual Public disclosure FY2024 (Chinese)

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