Engineering expertise
We address risks from molten-material breakout to explosions and fire with our industry-leading FM data sheets, providing you with engineering standards and loss prevention insights.
Molten materials
Why FM?
Tailored coverage for molten materials
We support molten metals companies with what no other insurer offers—engineers and underwriters certified in glass and metals hazards to help keep your operations safe, stable and protected.
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Broad risk appetite
We insure all mining, metals and glass, including alloys, titanium and a wide range of furnaces. If your business is more specialized, let our experts find the solutions that work best for you.
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Capacity built for complexity
We deliver consistent capacity, backed by deep technical expertise and underwriting grounded in maximum foreseeable loss to support large policy limits and 100% programs for complex operations.
Understanding the risks
From specialized equipment to high energy demands, molten metals facilities face a unique set of challenges. Our trained and certified underwriters and engineers work together, using boots-on-the-ground evaluations of your actual risks, to develop a long-term improvement strategy.
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Unparalleled research and insights
Our unique engineering-first approach focuses on proactively identifying your risk, and delivering the most effective solutions to mitigate it before any loss occurs. We use exclusive data, predictive tools and science-backed research from our experts on the ground and in the lab.
Expertise you can rely on
With decades of dedicated testing and research for molten materials risk, we bring unmatched experience to your business. The result: smarter guidance and proven stability to help keep your operations protected and performing.
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Insuring more than US$550M in molten materials premium
Put our specialists to work for you:
- 77 glass field engineers
- 49 fire field engineers
- 39 boiler and machinery field engineers
- 35 account engineers
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Industry-leading claims performance
When an incident occurs, timely and consistent claims handling is critical to minimizing disruption.
- In-house loss adjusters with settlement authority.
- Timely and uniform global loss adjustment.
- Dedicated catastrophe response teams.
- Pre-loss workshops and coverage reviews.
Resilient companies recognize the power of partnership