2025 FM Natural Disasters Report

Built from 950+ expert insights, this report reveals the critical gaps and proven solutions to withstand extreme weather.
  • 60%
    of companies have experienced a significant disruption from extreme weather in the past three years.
    How is extreme weather evolving?
  • 95%
    of corporate buyers believe they are mostly or fully aware of their business operations' exposure to extreme weather events.
    Are they right?
  • 67%
    of companies have not fully embedded risk engineering into new site design and construction.
    What’s stopping them?
  • The Future of Extreme Weather Resilience

    Revealing the gaps in natural hazard preparedness—and how to close them. Insights from 950 experts, including underused but proven strategies to strengthen resilience, reduce disruption, and make smarter use of insurance spend.
    Read the report

Discover the latest trends and innovative insights

  • Featured Article

    The Changing Face of Weather Risks

    Dr. Lou Gritzo, Chief Science Officer, notes weather risks are evolving fast—challenging traditional insurance models. Organizations must shift from pure risk transfer to science-based strategies and collaborative, forward-looking risk management.

  • Featured Article

    Understanding the Future of Extreme Weather

    Dr. Angelika Werner, VP Research Area Director, breaks down the evolving climate realities and explores how companies can better understand the risk weather poses to turn climate insight into operational action—across facilities and supply chains.

  • Featured Article

    Keeping Pace with Changing Weather

    Benedict McKenna, Division Claims Manager, on how as extreme weather grows more volatile, traditional recovery models no longer hold. This shift is reshaping risk profiles—and redefining the role of insurance in helping businesses bounce back faster and smarter.

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