Production line and machines in manufacturing factory

Manufacturing

What are the biggest business risks chemical manufacturers face?

From fire and flood to supply chain disruption, manufacturing faces risks that can cause significant business loss. We deliver proven strategies to mitigate them before they disrupt your operations.

Fire

The sobering reality is that fire is the costliest and most dangerous risk to occupants, building owners and businesses. Fire is still the No. 1 cause of loss for all claims FM manages globally.

  • Average gross loss per US$100 of value was more than 10X greater in unsprinklered facilities.
  • Leaving even 25% of your facilities un-sprinklered can equate to significant losses.
  • Ineffective emergency response times can result in an increase of five times the average loss cost.
AFM enVision Flood Loss Lessons

Flood

Flood is one of the costliest natural hazards in the world, yet most flood loss is both predictable and preventable.

  • It’s estimated that financial loss caused by flood in any given year is between US$2 billion and US$3 billion worldwide.
  • 80% of all flood loss occurs within high hazard flood zones.
  • 1 in 10 existing industrial facilities is located within a flood zone.

Supply Chain

Increasing complexities in the global supply chain can elevate the risk of business disruption and cause significant losses. Aon's 2025 Global Risk Management Survey indicates:

  • Business interruption is the second-highest global risk in 2025.
  • While most organisations report preparedness, nearly a third still experienced losses.
  • Geopolitical volatility is a driver of top 10 risks: supply chain disruption, economic slowdown and regulatory risk. 
  • Why choose FM?

    We believe most loss is preventable. With engineering-led expertise, efficient claims handling, and global consistency at a local level, we help protect your facilities, people, and supply chain from costly disruption.
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How does FM help you in your role?

You are critical to your business success. Learn how FM helps you build operational resilience by providing services and insights to support your role. 

  • Managing risk to drive growth

    Finance / Business leader

    As you scale, so do your exposures—from extreme weather to supply chain disruption. FM provides engineering-led guidance and data-backed insights to protect your investments and support confident decision-making.

  • Strengthening site resilience

    Plant Manager

    Keeping operations safe and efficient is challenging. FM offers engineering insights on safety and resilience while providing cost-effective solutions to strengthen assets and improve maintenance programs.

  • Turning insight into action

    Risk Manager

    You need more than insurance — you need proven risk mitigation strategies. FM offers tools tools to help risk management decisions, including benchmarking, and predictive analytics. Engineering insights you need to enable consistency at a local level.

More than insurance. A true partner.

FM is uniquely placed to support manufacturers on their journey to excellence and resilience with:
  • FM Advantage™ all risk policy

    The FM Advantage™ all risk policy delivers engineering and research based cover designed to preserve business continuity, offering flexible business interruption protection that extends through the entire supply chain.

    Insurance cover:
  • Expert engineering solutions

    FM's engineers partner directly with manufacturers to identify vulnerabilities in plants, equipment, and supply chains—delivering data-driven solutions that reduce risk and keep production moving.
    Engineering Expertise
  • Claims support you can rely on

    Our in-house adjuster arrive on-site within 24 to 48 hours and can issue advance payments to speed recovery. We provide extended supply chain cover along with training, resources, and expert consultations, ensuring that your business minimises disruption and recovers quickly after a loss.
    claims services
Check out the latest insights from FM about the manufacturing industry.