Flexibility:
We work with manufacturing companies across a broad range of risk maturity levels. Partnering with you and your clients, we design a tailored risk improvement journey based on each manufacturing company’s unique needs.
FM Essential
Protecting more manufacturing companies—because resilience is essential
Through FM Essential, brokers gain a distinct placement advantage for manufacturing risks, helping them deepen client relationships by supporting long term resilience
Core value pillars
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Cover structures built for placement
We offer market compatible cover and adjustable lead capacities designed to support efficient and stable insurance programmes.
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Speed
We offer a quick submission to quote process and fast-tracked claims handling, helping you respond more efficiently to client needs and support timely risk decisions.
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Trusted partner in manufacturing
As a global leader in commercial property insurance, we bring deep manufacturing expertise alongside distinguished financial strength to support you and your clients.
- Tailored capacity and structure based on risk profile, geography, and risk improvement trajectory
- Ratings of AA, A+, and AA0 from Fitch, AM Best, and S&P Global respectively
- Sustainably stable premiums with competitive terms and conditions
- Consistently strong performance across geographic regions and industry sectors
Our unique approach
Unlock nearly 200 years of engineering
FM Essential brings together risk engineering expertise, research grounded in FM science, as well as an AI capability built on decades of field collected data and validated through real loss experience—to support practical and prioritised risk improvement decisions.
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Where engineering, research, and AI come together
- Engineering expertise grounded in FM’s manufacturing specific risk standards and loss prevention practices
- Research-driven standards and loss prevention insights built on FM science
- AI-enabled risk analysis guided by engineering judgment to identify areas of elevated risk as well as cost efficient and prioritised improvement solutions
- Actionable insights that help manufacturers focus resources on critical exposures and improve operational reliability
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Industry leading claims performance.
If an incident occurs, we’re dedicated to getting your client’s business back up and running as quickly as possible.
- In-house claims management and locally based claims teams
- Expert loss adjusters on site within 24–48 hours after a loss occurs
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Expand your reach
Learn more about FM Essential in our Insights article and how you can access the tools and support to broaden your manufacturing client base.
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